Drowning in debt? You're not alone.

78%

of Americans Live Paycheck to Paycheck

According to a recent Lending Club survey, more than half of the U.S. population lives paycheck to paycheck. 40% of people earning more than $100,000 per year, do the same.

$11k

is the average credit card balance

Many Americans are facing mounting credit card debt, creating a stressful financial burden that can feel overwhelming without a solid plan to tackle it.

1/4

have a written plan for retirement

40% have done some planning but don’t have a formal plan

33%

Of americans have no savings

According to Ramsey’s State of Personal Finance report, over a third of Americans have no savings at all.

56%

of Americans would use a credit card for an emergency greater then $1,000

Nearly half of Americans would rely on a credit card to cover an emergency expense over $1,000, underscoring the need for stronger financial safety nets.

$1.3T

Americans are over $1 trillion in credit card debt.

A study done by Ramsey Solutions found that 1 in 3 Americans say they’re relying on their credit cards more than normal, and 1 in 4 have maxed out a credit card in the last 90 days.

Wealth Intermediary